Yes we are definitely able to help individuals in this situation. When you apply with us we are able to match you with a lender that has specific programs dedicated to individuals in this type of situation.
We are usually able to help or customers without a Consignor. However, every individual’s situation is different. Applying is free and holds no obligation to make a purchase. We also provide a complimentary session on rebuilding your credit. So it doesn’t hurt to find out what your options are.
A down payment will not always be required. However it is often a great way of lowering your monthly payments and helping to pay off your vehicle loan faster.
Yes, a credit check will be a necessary part of the process. However bad credit does not mean that you will not be approved. A credit check is necessary to determine which one of our lender programs will be suitable for your situation.
Our minimum requirement is that you have been employed for at least 3 months, have a Minimum income of at least $2500 before tax & deductions. Have a valid driver’s licence and are insurable.
Ontario Drivez has developed strong relationships with some of the best lenders across Canada. As a result we are able to offer specific financing programs that most dealerships will not have access to. We will match you with a lender that will cater to your specific situation. We do the finance shopping for you.
We are always happy to work with trade ins on a case by case basis, even if you still owe money on your vehicle.
If you’ve ever walked into a dealership and tried to get a conventional car loan with bad credit chances are you’ve noticed how difficult it is to get approved. Let’s face it the majority of banks cater to people with good credit. Ontario Drivez works with lenders that specialize in helping people with bad credit. We can get you driving right away and on the road to rebuilding your credit with our easy process.
